A new journey…=)

What are you expect when you get know you can continued your study in insurance…..for me it just like a new challenge that I have to take………because this is a new thing for me..I never care about insurance and never want to know more about it….because I have a bad perception about insurance and I think insurance is like how the company want to collect money from their insured…why I think like that is because  when I watching movie especially china movie, it show like insurance company like to liar their customer, insurance company is like to take a customer money but try to avoid to pay a claim from it customer in many way…they will investigate whether the claim from their customer is correct or not…so, I already set in mind that I will never buy insurance because of fraud that have in insurance company. But when I learn about insurance…it not actually like show in television…it actually depend on insurance company itself and also  the insured whether  want to make a fraud or have intention to trying to get money advantages. The insurance company actually have to alert with claim that make by the insured because the that have pay to the person who claim it is from a common pool or many insured, they do not want the money belong to the incorrect person, because of that company insurance must be careful about it. We actually need insurance because there a lot of advantages…for example free of mind. When we have insurance we do not have to think about money when losses happen. This is because insurance company will cover for us. If you do not have insurance and when lost happen to you, you will be totally loss….you lost your thing and you do not get back even in a little pieces. Claim that you make is like to make you happy…you lost but you not totally losses, there are something you will get in return. Beside that..you also will more careful in what you have doing because the insurance company will give some outline or some suggestion to you to fulfill it to avoid losses from happen….you automatically be careful and know how to avoid a losses….that give a benefit to yourself.  For those that do not know about insurance and have bad perception like I before, you should know insurance benefit and try to change your perception about it like I do, beside that insurance company is under Bank Negara and government. So you should not worry about the insurance company try to cheat you…because you will be protect by the government , but before that make sure that you invest in a registered insurance company that approved by the government….http://www.takaful-ikhlas.com.my/